About Fincombus
Fincombus is a U.S.-incorporated consulting and training firm dedicated to practical KYC, AML, customer due-diligence, training, and operational advisory support. We help organizations build strong, functional compliance capabilities without the overhead of a large in-house team.
Financial Compliance
KYC/AML, sanctions, and risk assessments.
Business & Operational Consulting
Optimization for financial institutions and fintechs.
Tech-Enabled Solutions & Training
Practical tools and knowledge transfer.
Bridging the gap
Our founder brings more than 15 years of professional experience across Hong Kong's banking and insurance sectors, including KYC, AML compliance, banking operations, policy and procedure review, customer due diligence, and financial compliance risk management.
We realized that smaller firms and offshore teams often struggled to meet the same high standards due to limited resources. We created Fincombus to bridge that gap.
This cross-border perspective supports clients across Hong Kong, wider APAC, and the United States with practical, consistent application of relevant compliance expectations.
Founder & CEO
Krupa Balpande
Founder & CEO
Krupa has 15+ years of experience in Hong Kong, and has worked with J.P. Morgan, Société Générale, Allahabad Bank, State Bank of India, and AIA. Her background spans international environments, customer-risk assessment, internal controls, and cross-border compliance requirements.
Her professional achievements include:
- CIB CAO Individual Excellence Award
- Banking Operations Shield Award
- Digital and Platform Services Excellence Award
- Trade Finance PDD Quality Control Champion recognition
She leads advisory and training engagements with a focus on stronger internal compliance processes, operational effectiveness, and customer and regulatory risk management.
A clear, predictable process
Remote-First
Secure delivery using industry-standard collaboration tools.
Transparent Scoping
Defined objectives and clear proposals before any work begins.
Communication
Consistent updates and review milestones throughout the project lifecycle.
Practical Outputs
Templates, checklists, SOPs, and training materials your team can implement immediately.